Hillsborough County, FL

full custom design-build services

At Charter Bay Home Builders, we specialize in designing and building one-of-a-kind custom homes across the most desirable areas of Hillsborough County. From equestrian estates in Odessa, to waterfront homes on the Alafia River, we bring your dream home to life with a highly personalized, start-to-finish experience.

Whether you already own land or are just beginning your search, we work with you every step of the way, from homesite evaluation to architectural design to construction. For clients seeking quality, transparency, and direct access to the builder throughout the entire process, there’s no better choice in Hillsborough County.

Architectural Design

Bespoke home designs tailored to the way you live.

We design large-scale, full custom homes starting from a blank page, not a template. Whether you know exactly what you want or need help exploring your options, we take the time to understand your lifestyle and vision. We bring your ideas to life with immersive 3D renderings, helping you visualize each space so you can make confident, informed decisions.

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New Home Construction

A higher standard of custom homebuilding.

Every home we build is led by Eric, the founder and driving force behind Charter Bay. With decades of experience and a deep sense of responsibility for every project that bears his company’s name, Eric is personally involved in every phase of the build. You’ll work directly with the person whose name is behind the company and who is personally invested in getting it right.

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Land Search & Homesite Evaluation

Where you build is as important as what you build.

As a licensed real estate broker and experienced home builder, we offer expert guidance in helping you find the perfect location to build your new home in Hillsborough county. We evaluate key factors such as zoning, topography, soil conditions, and site orientation to ensure the property aligns with your vision and budget. Whether you already own a lot or are still searching, we’re here to help.

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Interior/Exterior Detailing & Design Selections

Finishing details make your home truly yours.

We help you design every detail, inside and out. From lighting layouts to landscape design, we guide you through the entire design process as part of our full-service, in-house approach. No need to juggle separate architects, designers, and contractors. With Charter Bay, design and construction go hand in hand, ensuring every selection is not only beautiful but buildable.

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It’s Been a Great Experience

“Your forethought and attention to detail has been exceptional. You have done a great job on how you have communicated with Angel and myself in a professional and accommodating manner. I just wanted to tell you it’s been a great experience. “

Troy Puleo, Keystone Lake - Odessa

Where We Build in Hillsborough County

While many builders focus solely on the City of Tampa, our work also extends across Hillsborough County’s most prestigious neighborhoods and private estates.

Some of our past projects include:

A 5000 sq ft waterfront custom home on Keystone Lake in Odessa

A luxury 5500 sq ft Mediterranean estate in Steeplechase, featuring lakefront views of Lake Velburton

A sprawling 8,000 sq ft Modern Praire estate on 9 acres off of Lutz Lake Fern Rd.

A 5,000 sq ft traditional farmhouse along with a 6,000 sq ft horse barndominium in the equestrian community of Citrus Green

A 5300 sq ft 3-story waterfront home built along the Alafia River

Our service area includes Odessa, Keystone, Cheval, Lutz, as well as other unincorporated parts of Hillsborough where large, private lots are available. Whether you’ve already secured land or still need help finding the perfect homesite, we can guide you through every step.

Ready to Get Started?

With more than 20 years of experience, we know that building a luxury custom home isn’t just about floor plans and finishes. Building a home is about trust, collaboration, and vision. That’s why we limit our projects to just a few at a time, so we can give each client the attention and detail they deserve.

At Charter Bay, you won’t be handed off to a salesperson or superintendent. You’ll work directly with the owner from the first sketch to the final walkthrough. We’re not here to push our vision on you. We’re here to help you bring yours to life, whether it’s a lakefront estate, a multi-acre equestrian property, or a contemporary custom build on your land.

Why Build with Charter Bay Homes?

Luxury, Without the Layers

When you build with Charter Bay, you work directly with founder Eric Stockland. No rotating cast of characters. No handoffs. Just clear communication, and expert guidance.

Designed With Purpose

We don’t just draw floor plans that look good on paper. We design with livability in mind, anticipating how your home will feel and function in real life.

Proven Experience

We’ve built homes in many of Hillsborough County’s most sought-after neighborhoods and understand some of the unique challenges of building in this area.

Full Custom, Fully Yours

We don’t use stock plans or templates. Every detail is tailored to your preferences, from the first sketch to the final dab of paint.

Frequently Asked Questions

Smart decisions start with good information

Most of our custom homes take between 18 to 24 months from initial planning to completion, depending on the size, complexity, and Hillsborough County’s permitting requirements for your particular location.

As a licensed Florida real estate broker and custom home builder with over 20 years of experience working in Hillsborough County, we can help you find, evaluate, and purchase the right property for your custom home, including exploring potential tear-down opportunities.

We’re often asked this question, and the honest answer is—it depends. With true a custom home, there are countless variables that affect the cost to build, including the location and site conditions, the complexity of the design, architectural features, the level of finishes, and even outdoor living elements like pools or detached structures.

Until we know more about where you’re building, what you want to build, and how you want to live in the home, it would be misleading to throw out a generic price per square foot. We strongly believe that if anyone gives you a number without first understanding those details is either guessing or trying to win your business with an unrealistic promise. That’s not how we operate. We believe in honesty from day one. If we’re not transparent at the beginning, how can you trust us throughout the entire build?

Once we fully understand your vision, we’ll walk you through a detailed, thoughtful budgeting process to arrive at an accurate and realistic estimate—no surprises, no games.

Our process starts with getting to know you and your lifestyle, your priorities, and your vision of how you want to live in your home. From there, we either help you design your home from the ground up or collaborate with your architect to fine-tune the plan. Eric personally guides you through everything—from choosing finishes and fixtures to walking the job site with trades. We believe the process of building your home should feel as custom as the home itself.

Unlike larger builders with multiples layers of staff and limited accountability, our boutique approach gives you a direct line to the person who has as much at stake as you do in getting every detail right.

With over 20 years of experience building homes throughout Hillsborough County, we combine local market knowledge, long-standing trade relationships, and a hands-on, design-build approach to deliver both high-end craftsmanship and personalized service.

Absolutely. Many of our past clients are happy to share their experience with Charter Bay and have generously allowed private tours of their completed homes upon request. We also welcome you to visit one of our current job sites to see our process and craftsmanship firsthand. Just contact us to schedule a time—we’d be glad to show you what sets us apart.

See our FAQs Page for more frequently asked questions, or if you’d like, please feel free to reach out. We’d be happy to answer any additional questions you may have.