Pasco County, FL

custom estate homes built on-your-lot

At Charter Bay Home Builders, we design and build large-scale, fully custom estate homes for clients across Pasco County. From initial concept through final construction, our hands-on, builder-led approach ensures that every detail reflects your vision and lifestyle. Whether you’re starting with a blank page or bringing your own plans, we work closely with you to create a one-of-a-kind home on your chosen property. If you haven’t yet found the perfect property, as a licensed FL real estate broker, we can assist with your land search and help you identify an ideal homesite.

We are committed to delivering unmatched quality and craftsmanship throughout the entire process. Pasco county offers the space, flexibility, and natural beauty that make it an ideal setting for custom homebuilding, and we’re here to help you make the most of it.

Architectural Design

Bespoke home designs tailored to the way you live.

We design large-scale, full custom homes starting from a blank page, not a template. Whether you know exactly what you want or need help exploring your options, we take the time to understand your lifestyle and vision. We bring your ideas to life with immersive 3D renderings, helping you visualize each space so you can make confident, informed decisions.

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New Home Construction

A higher standard of custom homebuilding.

Every home we build is led by Eric, the founder and driving force behind Charter Bay. With decades of experience and a deep sense of responsibility for every project that bears his company’s name, Eric is personally involved in every phase of the build. You’ll work directly with the person whose name is behind the company and who is personally invested in getting it right.

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Land Search & Homesite Evaluation

Where you build is as important as what you build.

As a licensed real estate broker and experienced home builder, we offer expert guidance in helping you find the perfect location to build your new home in Pasco county. We evaluate key factors such as zoning, topography, soil conditions, and site orientation to ensure the property aligns with your vision and budget. Whether you already own a lot or are still searching, we’re here to help.

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Interior/Exterior Detailing & Design Selections

Finishing details make your home truly yours.

We help you design every detail, inside and out. From lighting layouts to landscape design, we guide you through the entire design process as part of our full-service, in-house approach. No need to juggle separate architects, designers, and contractors. With Charter Bay, design and construction go hand in hand, ensuring every selection is not only beautiful but buildable.

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By Far the Best Experience

“We have built two previous homes, and this by far was the best experience. Was never once let down during the project. Eric is easy to work with, friendly, honest and talented. I would recommend Eric’s services to my closest friends.” – Kerry Davide

Why Build in Pasco County?

We know how special Pasco County is because we live here ourselves. As longtime residents of Dade City, we know firsthand the peace, beauty, and sense of community that make this area so unique. We love it here and truly can’t imagine living anywhere else in Florida. It’s where rural charm meets modern convenience.

Pasco is one of Florida’s fastest-growing areas, offering the perfect balance of peaceful rural living and convenient access to Tampa’s urban amenities. With new hospitals, schools, and retail centers rising alongside scenic farmland and lakes, Pasco is attracting professionals and families seeking more privacy, lower taxes and a quieter lifestyle.

While many areas have grown increasingly dense and crowded, much of Pasco still retains its open space, rural charm, and peaceful character. With fewer restrictions and more available space, it offers the ideal canvas to build a large estate home and the freedom to create something truly one-of-a-kind. Whether you’re dreaming of space for horses and a vegetable garden, or you have the need for multi-generational living, building a home here provides the flexibility to design the lifestyle you want.

Pasco County truly offers the best of both worlds—a calm and private setting to call home, with the city, beaches, and airport still within easy reach.

If you’re ready to build your dream home in Pasco County, we’re here to help. Whether you already own property or are just beginning your search, we’ll walk with you through the entire process, offering expert guidance, personalized service, and a deep appreciation for the community we call home.

Why Build with Charter Bay Homes?

Luxury, Without the Layers

When you build with Charter Bay, you work directly with founder Eric Stockland. No rotating cast of characters. No handoffs. Just clear communication, and expert guidance.

Designed With Purpose

We don’t just draw floor plans that look good on paper. We design with livability in mind, anticipating how your home will feel and function in real life.

Proven Experience

We have been building custom homes in Pasco County for more than two decades, and we have lived here even longer. Our deep roots in the area give us valuable insight into the area and a clear understanding of the unique challenges that can come with building here.

Full Custom, Fully Yours

We don’t use stock plans or templates. Every detail is tailored to your preferences, from the first sketch to the final dab of paint.

Frequently Asked Questions

Smart decisions start with good information

Most of our custom homes take between 18 to 24 months from initial planning to completion, depending on the size, complexity, and Pasco County’s permitting requirements for your particular location.

As a licensed Florida real estate broker and custom home builder with over 20 years of experience building in Pasco County, we can help you find, evaluate, and purchase the right property for your custom home, including exploring potential tear-down opportunities. We have also lived in Pasco county for more than two decades, so we have valuable insight into the most desirable neighborhoods, as well as the unique challenges that can come with building in this area.

We’re often asked this question, and the honest answer is—it depends. With true a custom home, there are countless variables that affect the cost to build, including the location and site conditions, the complexity of the design, architectural features, the level of finishes, and even outdoor living elements like pools or detached structures.

Until we know more about where you’re building, what you want to build, and how you want to live in the home, it would be misleading to throw out a generic price per square foot. We strongly believe that if anyone gives you a number without first understanding those details is either guessing or trying to win your business with an unrealistic promise. That’s not how we operate. We believe in honesty from day one. If we’re not transparent at the beginning, how can you trust us throughout the entire build?

Once we fully understand your vision, we’ll walk you through a detailed, thoughtful budgeting process to arrive at an accurate and realistic estimate—no surprises, no games.

Our process starts with getting to know you and your lifestyle, your priorities, and your vision of how you want to live in your home. From there, we either help you design your home from the ground up or collaborate with your architect to fine-tune the plan. Eric personally guides you through everything—from choosing finishes and fixtures to walking the job site with trades. We believe the process of building your home should feel as custom as the home itself.

Unlike larger builders with multiples layers of staff and limited accountability, our boutique approach gives you a direct line to the person who has as much at stake as you do in getting every detail right.

With over 20 years of experience building high-end, luxury homes throughout the area, we combine local market knowledge, long-standing trade relationships, and a hands-on, design-build approach to deliver both high-end craftsmanship and personalized service.

Absolutely. Many of our past clients are happy to share their experience with Charter Bay and have generously allowed private tours of their completed homes upon request. We also welcome you to visit one of our current job sites to see our process and craftsmanship firsthand. Just contact us to schedule a time—we’d be glad to show you what sets us apart.

See our FAQs Page for more frequently asked questions, or if you’d like, please feel free to reach out. We’d be happy to answer any additional questions you may have.